The Banks Association of Türkiye was founded in 1958. It is a professional organization, which is a legal entity with the status of a public institution, established pursuant to Article 79 of the Banks Act. The head office of the Association is in Istanbul.
The purpose of the Association is to preserve the rights and benefits of banks, to carry on studies for the growth of the banking sector, for its robust functioning and the development of banking profession, strengthening of competition power, to take the decisions/ensure that they are taken to prevent unfair competition, to implement and demand implementation of these decisions, in line with the principles of open market economics and perfect competition and the regulations, principles and rules of banking.
All deposit banks, development and investment banks operating in Türkiye are obliged to become members of this Association at most a month after they get their permit of operation, and to comply with the provisions of this Statute, and to implement the decisions taken by the authorized bodies of the Association.
Leading financial sector to an international scale and strenght, through incresing efficiency and productivity of the financial sector.
The mission of the Association is to represent the rights and interests of the banking sector and to work for the growth and healthy functioning of the banking system, and preventing unfair competition in the market and to develop the banking profession.
Organs of the Association consist of the General Assembly, the Board of Directors, and the Auditors. The decision making body is the General Assembly and the executive body is the Board of Directors. There also exists the Secretariat General and the Advisory Board in the Association.
To carry out value-adding work to maintain a stable, safe and inclusive financial ecosystem and to support the banking sector in the economy.
The General Assembly consists of the representatives of member banks. The General Assembly performs the following duties;
The members of the Board of Directors are elected by the General Assembly. The banks are grouped as the following. Each group elects members by balloting among themselves in the General Assembly. Considering deposit banks according to the year-end balance sheets; the Board consists of;
8 members from the group consisting of ten banks with the highest total assets in the sector,
3 members from the group consisting of eight banks following in rank the ten banks constituting the above group in terms of total assets,
1 member from the group of banks ranking after the banks constituting the aforementioned two groups in terms of total assets.
1 member from the development and investment banks.
The members of the Board of Directors are elected for a term of two years. Members having completed their terms of office may be re-elected. The duties of the Board are as follows;
Banks are represented in the Association by either the Chairman of the Board of Directors, the Managing Director, the General Manager or by the Acting General Manager.
The Chairman of the Board of Directors represents the Association and is responsible for the implementation of the resolutions of the General Assembly and the Board of Directors.
The Chairman of the Board of Directors is elected by the Board of Directors among the general managers of the banks represented in the Board of Directors. The term of office of the Chairman of the Board of Directors is limited with the term of office of the Board of Directors. The Board of Directors elects the Acting Chairman among the general managers of the banks represented in the Board of Directors, to serve for a period of two years.
The Advisory Board is the consultative unit of the Board of Directors. The Advisory Board is composed of the members elected by the Board of Directors of the banks represented in the Board of Directors among the candidates nominated by the majority shareholders of those banks and notified to the Chairman of the Board of Directors.
The term of office of the Advisory Board is limited with the term of office of the Board of Directors. The decisions of the Advisory Board are advisory in nature and are notified to the Board of Directors.
Secretary General is appointed by the Board of Directors. The duties and powers of the Secretary General are as follows;
We take the expectations of our stakeholders, regularly measure and evaluate their satisfaction and use them as input in our activities. We establish sustainable relationships with our stakeholders, based on transparency, trust and common sense.
We constantly review our products and services together with our stakeholders in terms of effectiveness and efficiency, and improve them to increase added value by using technological developments.
We recognize and appreciate the efforts, success, knowledge and expertise of each of our stakeholders who contribute to the success and reputation of the Association.
We produce solutions that are based on common sense and respond to the rational needs of stakeholders.
We attach importance to environmental, social and governance practices in our operations and in the banking sector.
Türkiye Bankalar Birliği, paydaşlarının ihtiyaçlarına duyarlı, kapsayıcı, araştırmacı ve yenilikçi yaklaşımlara, finans sektörünün hak ve menfaatlerini korumaya, rekabet gücünü artırmaya, haksız rekabeti önlemeye ve bankacılık mesleğinin gelişmesine katkıda bulunmak amacıyla faaliyetlerini devam ettirmektedir. Birlik faaliyet amaçları doğrultusunda finansal istikrara, sürdürülebilir büyümeye ve toplumsal kalkınmaya destek olmaktadır.
Birlik, bankacılık sektöründe sürdürülebilirlik uygulamalarının yaygınlaşması, sektörün sorumlu uygulamaları benimsemesi amacını da üstlenmekte, bu konudaki çalışmalarını sürekli geliştirmektedir.
Bu vizyon doğrultusunda Birlik;
Sürdürülebilirlik Komitesi tarafından gerekli görülen güncelleme ve değişiklikler, Sürdürülebilirlik Komitesi’nin önerisiyle Yönetim Kurulu tarafından onaylanarak yürürlüğe girer.
Bu Politika, Yönetim Kurulu tarafından onaylanarak 21 Eylül 2023 tarihinde yürürlüğe girmiştir.
The General Assembly elects 3 banks as auditors for a term of two years. Auditors present the results of the activities of the Association in a joint report after examining all accounts and transitions prior to the anuual meetings of the General Assembly.
BAT’s financial accounts and procedures are also audited by an independent external auditing firm.
It was published in the Official Gazette dated 17 July 2006 and numbered 26231.
General Provisions, Duties and Powers
ARTİCLE 1
ARTİCLE 2
ARTİCLE 3
ARTİCLE 4
ARTİCLE 5
Organs, Duties and Powers
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ARTİCLE 7
ARTİCLE 8
ARTİCLE 9
ARTİCLE 10
ARTİCLE 11
ARTİCLE 12
Each group elects members by balloting among themselves in the General Assembly and thereby establishes the Board of Directors.
ARTİCLE 13
ARTİCLE 14
ARTİCLE 15
ARTİCLE 16
ARTİCLE 17
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ARTİCLE 19
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ARTİCLE 21
Other Provisions
ARTİCLE 22
ARTİCLE 23
ARTİCLE 24
ARTİCLE 25
Final Provisions
ARTICLE 26
PROVISIONAL ARTICLE 1
ARTICLE 27
ARTICLE 28
All deposit banks, development and investment banks operating in Türkiye are obliged to become members of this Association at most a month after they get their permit of operation, and to comply with the provisions of this Statute, and to implement the decisions taken by the authorized bodies of the Association.